Featuring the best places where you can retire comfortably and safely in the Philippines.


Pamela M.

6/23/20234 min read


The cost of living in the Philippines is relatively affordable, making it an ideal destination for retirees. With its low expenses, retirees from all over the globe are drawn to the country. To assist you in choosing the perfect retirement destination, we have selected some of the finest and practical places in the Philippines.

Please note that conducting your own research is highly recommended in order to gather more information about your upcoming retirement destination. While the provided details can give you a general idea, it is essential to dig deeper and explore various sources to ensure a comprehensive understanding. By doing so, you can familiarize yourself with the local customs, culture, attractions, and potential challenges you may encounter during your visit. Additionally, researching beforehand allows you to plan your itinerary more efficiently and make informed decisions regarding transportation, accommodation, and activities. This proactive approach will not only enhance your overall experience but also contribute to a smooth and enjoyable journey. Therefore, take the time to delve into the specifics of your desired location and gain valuable insights that will enrich your travel experience.

LIPA Batangas is a city that offers the perfect blend of urban and rural living. It is especially favored by retirees who are looking to relocate to a place with a cooler climate and an ideal location. The city is surrounded by the beauty of nature, allowing residents to enjoy a peaceful and tranquil environment. Additionally, its proximity to Manila makes it convenient for those who still want to access the amenities and opportunities of a larger city. Whether you are seeking a more relaxed lifestyle or simply want to escape the bustling city life, Lipa is a great choice. Its charming atmosphere and natural surroundings make it an attractive destination for both locals and expats alike.

Dumaguete, a city located on Negros Island in the southern part of the Philippines, offers a picturesque setting with its lush landscape and stunning waterfront views along Rizal Boulevard. The boulevard is lined with various bars and restaurants, making it a popular spot for locals and tourists alike. One notable aspect of Dumaguete is its reputation for having a low crime rate, which contributes to its appeal as a retirement destination for many foreigners. The city's beautiful beaches, accompanied by a high quality of life and a sense of safety, further enhance its allure. Overall, Dumaguete provides an idyllic environment for those seeking a peaceful and secure place to enjoy their retirement or simply unwind amidst stunning natural beauty.

Makati City offers a lavish retirement experience for those seeking luxury. With its abundance of shopping malls, restaurants, and hotels, this city is the epitome of elegance. Known as the financial, commercial, and economic center of the Philippines, Makati City is the perfect place for retirees looking to enjoy the finer things in life. However, it is important to note that living in this city comes with a higher price tag compared to smaller cities. So, if you decide to make Makati City your retirement home, be prepared to invest more financially. But the rewards of living in this vibrant and thriving metropolis will surely make it worth it.

Baguio, located on the island of Luzon in the Philippines, is a charming mountain town known for its universities and resorts. With its cool climate, it has earned the nickname "City of Pines" and attracts a large number of tourists, especially during the summer months. The weather in Baguio is remarkably cooler compared to other parts of the country, making it a perfect destination for retirees seeking a pleasant and comfortable environment. The city's tranquil ambiance and picturesque surroundings make it an ideal place for those looking to relax and enjoy nature. Baguio truly offers a unique experience with its blend of academic institutions, recreational facilities, and refreshing climate.

Tagaytay, located in the southern part of the Philippines, is a popular destination for both locals and tourists. Nestled in a rural region, this city offers breathtaking scenery that captivates the hearts of its visitors. One of the highlights of Tagaytay is its cool climate, providing a refreshing escape from the hustle and bustle of the city. The stunning views of Taal Lake and the surrounding mountains add to the charm of this place, making it a perfect spot for relaxation and contemplation. Additionally, Tagaytay is also known for its delectable cuisine, with numerous restaurants offering a wide range of dishes that are sure to satisfy any palate. Whether it's enjoying the scenic beauty or indulging in the local delicacies, Tagaytay promises a memorable and fulfilling experience for all those who visit.

Malay Aklan, is a thriving and diverse municipality located in the province of Aklan, Philippines. Classified as a first-class municipality, it boasts a prosperous economy and is considered the wealthiest municipality in terms of revenue within the province. Aklan is also renowned for being home to the enchanting Boracay island, which is widely recognized as the most famous island in the entire country. With its stunning white sandy beaches and crystal-clear turquoise waters, Boracay attracts countless tourists from all over the world, offering them a remarkable experience filled with natural beauty and vibrant nightlife. Aklan truly shines as a cosmopolitan destination, blending modernity with the richness of its cultural heritage and the allure of its tropical paradise.

Zambales is a province in the Central Luzon region of the Philippines. Its capital, Iba, is situated in the heart of the province. Zambales has become a popular choice for retired overseas Filipino workers and expatriates looking for a peaceful place to settle down. The province offers a serene and tranquil environment, perfect for those seeking a break from the bustling city life. With its beautiful beaches and breathtaking landscapes, Zambales provides a haven for nature lovers and adventure enthusiasts. Whether it's exploring the mountains, diving into crystal-clear waters, or simply enjoying the fresh sea breeze, Zambales offers a wide range of activities and attractions. From its charming towns to its vibrant coastal areas, Zambales truly offers a unique and unforgettable experience for all who visit.